Komerční banka API

A paid or a free connection?

There are two ways to download transactions from Komerční banka into EOS. The free connection handles 50 imports per month and works with data from previous days – today's payments therefore appear only the following day. The paid connection downloads transactions 4× a day. The free option is enough for most organizations; the paid one is worth it only if you need payments matched truly continuously.

Komerční banka also runs two generations of applications. The older ones are MojeBanka, MojeBanka Business and Profibanka, the new one is KB+, to which the bank is gradually moving its clients. What you have to arrange with the bank depends on which one you use:

After moving to KB+, the connection may stop working. The API Business extra service is not activated automatically – until you arrange it, EOS will not download any transactions. The bank offers it to you during the migration, but you have to arrange it actively.

Arranging the extra service also requires a paid business tariff at KB. If the bank tells you during the process that the service cannot be arranged, or you are not registered with the bank as a business, contact your bank advisor – KB handles these cases individually and provides the service free of charge to clients in higher segments.

How to switch to the free connection

If your transaction downloads are working, there is no need to change anything yet – you will use the steps below once you are moved to KB+, or when you want to stop paying. Switching is not just a toggle: the existing connection has to be removed and created again.

1. If you use KB+, first arrange the API Business Basic extra service in your KB internet banking. With MojeBanka, MojeBanka Business and Profibanka, skip this step.

2. In EOS open Settings > Banking API and unpair all bank accounts from the existing Komerční banka connection.

3. Delete the existing Komerční banka connection.

4. Create the connection again and choose the free option for it. The procedure is the same as for the first pairing – you will find it below in this article.

5. Attach all your bank accounts back to the new connection.

All accounts must sit under a single connection. If you split them across several connections, transaction downloads will not work.

You will find details about the extra service and its variants on the Komerční banka website: API Business.

KB API authentication

Opening the KB banking login window

• In Settings open Banking API. Under Available APIs you will see Komerční banka.

• To start authentication, click Available APIs – Komerční banka. And in the following dialog, the Pair button:

• A dialog with the Komerční banka internet banking login opens.

If your browser or the EOS platform reports an error when you click the Pair button, make sure you do not have pop-up windows blocked. Safari, for example, has this as a default setting, which you either have to turn off, or use another browser without pop-up blocking for the one-off pairing.

Logging in to Komerční banka internet banking

• Then proceed the same way as when logging in to your banking.

• You confirm the action on your mobile phone. The login is performed twice:

  • first, access for the EOS application is registered

  • then permission to your account is granted

• If you have several accounts at KB, a list of them appears during authorization – tick all the ones you want to connect to EOS. If you select none, the connection is created but without permission to any account, and no transactions will be downloaded.

Assigning the bank account in EOS

The basis is an account from Komerční banka already correctly created in Settings > Bank accounts and cash registers.

• If everything in the previous step went well, Komerční banka is shown under Active APIs:

• Now all you have to do is click “Assign bank account” and add your bank account created in EOS.

More information about API connections, including frequently asked questions, can be found in a separate article.